CKenergy Electric Cooperative offers assistance to its member consumers by offering low interest (6%), short term (4-7 years), loans for energy efficiency measures for the home or small business.


The CKEC Loan Program finances the cost of:

  • Electric Heat Pumps, Electric water heaters and Electric air conditioning
  • Geothermal Heat Pump systems
  • Thermal Windows
  • Ceiling Insulation
  • Wall Insulation
  • Floor Insulation
  • Duct Insulation
  • Pipe Insulation
  • Water Heater Insulation
  • Storm doors or Thermal doors
  • Clock thermostats
  • Attic ventilation fans
  • Generators
  • Weather-stripping 
  • Caulking

 The CKEC Loan Program was established to promote the efficient use of electricity by assisting the consumers of the Cooperative in financing energy conservation measures in structures served by the Cooperative.

The Cooperative will provide CKEC Loans subject to certain guidelines and procedures as outlined in the CKEC Loan Guidelines.

CKEC Loan Guidelines

Financial Statement

Loan Application

Pre- Processing Information

Processing Steps

P.O. Box 70 Binger, OK 73009
Phone: (405) 656-2322
Fax: (405) 656-2327

CKenergy is an equal opportunity provider and employer.

©2021 CKenergy Electric Cooperative, Inc. All Rights Reserved.